Chicago vs San Francisco
Home Price & Cost of Living Comparison
Live DataLast updated: March 31, 2026ยทSource: OECD, Numbeo & National Statistics
๐ก Why it matters: Chicago vs San Francisco
Chicago is 73% more affordable for homebuyers. Chicago has a price-to-income ratio of 4.8x compared to 12.8x in San Francisco.
| Metric | Chicago | San Francisco |
|---|---|---|
| Avg Home Price | $320,000 | $1,200,000 |
| Price / sqm | $4,200 | $14,000 |
| Rent (1BR) | $1,800/mo | $3,200/mo |
| Rent (3BR) | $2,800/mo | $5,000/mo |
| Price-to-Income | 4.8x | 12.8x |
| Mortgage Rate | 6.8% | 6.8% |
| 1yr Change | +3.2% | -1.5% |
| Median Income | $67,000/yr | $94,000/yr |
| Population | 2,700,000 | 870,000 |
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HomePricePeek Research TeamData Specialists
Our team analyzes data from OECD, Numbeo & National Statistics to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
โ OECD, Numbeo & National Statisticsโ Updated 2025
Frequently Asked Questions
Is Chicago or San Francisco more expensive?
Chicago is more affordable. Home prices differ by $880,000 (73%).
Which city has cheaper rent, Chicago or San Francisco?
Rent for a 1BR in Chicago is $1,800/mo vs $3,200/mo in San Francisco.
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