Ghana vs South Africa
Housing Market Comparison
Live DataLast updated: March 31, 2026ยทSource: OECD, Numbeo & National Statistics
๐ก Why it matters: Ghana vs South Africa
Ghana is 33% more affordable. Mortgage rates: Ghana 28.0% vs South Africa 11.5%.
| Metric | Ghana | South Africa |
|---|---|---|
| Avg Home Price | $80,000 | $120,000 |
| Price / sqm | $1,000 | $1,800 |
| Avg Rent (1BR) | $400/mo | $600/mo |
| Mortgage Rate | 28.0% | 11.5% |
| Homeownership | 57.0% | 56.0% |
| 1yr Change | +5.5% | +3.5% |
Top Cities in Ghana
Top Cities in South Africa
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HomePricePeek Research TeamData Specialists
Our team analyzes data from OECD, Numbeo & National Statistics to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
โ OECD, Numbeo & National Statisticsโ Updated 2025
Frequently Asked Questions
Is Ghana or South Africa cheaper for housing?
Ghana has more affordable housing, with prices 33% lower.
Which has lower mortgage rates?
South Africa has lower mortgage rates at 11.5%.
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